How to Budget for Your Wedding

Weddings are one of the most exciting—and expensive—times in your life. If you’re planning on getting married, you’re probably wondering how to budget for your wedding. The average cost of a wedding in the United States is $33,391, according to The Knot’s 2018 Real Weddings Study. But that’s just the average cost—your wedding could cost more or less, depending on a variety of factors. To help you budget for your big day, we’ve put together a list of tips and advice. From setting a budget to cutting costs, read on for our top tips on how to budget for your wedding.

Determine Your Overall Budget

When it comes to wedding budgeting, the first step is to determine your overall budget. This can be a daunting task, especially if you’re not used to dealing with money. But don’t worry, we’ve got you covered.

To start, sit down with your fiancé and talk about your finances. What can you realistically afford to spend on your wedding? Once you have a number in mind, start looking at ways to cut costs. Can you DIY some of the decorations? Is there a friend or family member who can help with catering? Are there any vendors you can negotiate with?

It’s also important to remember that your wedding doesn’t have to be perfect. In fact, chances are good that something will go wrong on your big day. But as long as you and your fiancé are happy, that’s all that matters. So don’t let the little things stress you out and blow your budget.

Now that you know how much you can realistically spend on your wedding, it’s time to start setting some goals. Decide what’s most important to you and allocate your resources accordingly. After all, this is YOUR day and you should enjoy every minute of it!

Break Down Your Budget into Categories

When you’re budgeting for your wedding, it’s important to break down your expenses into different categories. This will help you keep track of where your money is going and ensure that you’re not overspending in any one area.

Here are some of the main categories you’ll need to budget for:

1. Venue rental: This includes the cost of renting the ceremony and reception venues, as well as any other necessary event spaces like a bridal suite or kitchen.

2. Catering: Your catering costs will include the food and drink served at your wedding, as well as any rental fees for plates, glasses, and utensils.

3. Wedding attire: This includes not only the bride’s dress and veil but also the groom’s suit or tuxedo, bridesmaids’ dresses, flower girls’ dresses, etc.

4. Photography/videography: You’ll need to budget for both your wedding photos and videos, as well as any additional services like photo booths or save-the-date cards.

5. Music: Whether you hire a band or DJ, or simply create a playlist yourself, you’ll need to account for the cost of music at your wedding.

6. Flowers: In addition to bouquets and boutonnieres for the wedding party, you’ll also need to budget for centerpieces, altar flowers, and other decorative floral arrangements.

7. Transportation: If you’re providing transportation for your guests, you’ll need to factor in the cost of renting buses, limos, or other vehicles.

8. Favors: Wedding favors are a nice way to thank your guests for attending, but they can also add up quickly if you’re not careful. Make sure to budget accordingly!

9. Miscellaneous: There are always a few miscellaneous expenses that come up when planning a wedding, so it’s best to have a little extra money set aside just in case.

Determine How Much You Can Save Each Month

When it comes to budgeting for your wedding, one of the first things you need to do is determine how much you can save each month. This will give you a good starting point for creating your budget and will help you keep on track as you move forward with planning your big day.

There are a few different ways to go about saving money each month for your wedding. One option is to set up a separate savings account that is dedicated solely to your wedding fund. This way, you can make regular deposits into the account and watch your savings grow over time. Another option is to cut back on some of your monthly expenses in order to free up more money to put toward your wedding fund. For example, you could eat out less often, take fewer vacations, or shop less frequently.

Whatever method you choose, be sure to stick to it! By setting aside a specific amount of money each month, you’ll be well on your way to having the wedding of your dreams without breaking the bank.

Find Ways to Save on Your Wedding

When it comes to saving on your wedding, there are a few key areas where you can cut costs without sacrificing quality or style.

First, take a close look at your guest list. If you’re flexible on numbers, see if you can trim it down by 10-20%. This can save you a significant amount on your overall budget, as fewer guests mean less food and drink to purchase, and oftentimes a smaller venue rental fee.

Next, think about ways to cut back on your decor expenses. For example, instead of purchasing all new décor items, try renting them or borrowing from friends or family members. Or get creative with DIY solutions that will still give you the look you want without breaking the bank.

Finally, consider cutting back on your wedding party. A smaller wedding party generally means fewer people to pay for attire and transportation for, which can add up quickly.

By making small adjustments in these key areas, you can save big on your overall wedding budget without compromising on the things that matter most to you.

Use a Wedding Budget Calculator

When it comes to wedding budgeting, one of the most helpful tools you can use is a wedding budget calculator. This will allow you to input all of your estimated costs and see exactly where your money is going.

There are a number of different wedding budget calculators available online, so take some time to find one that best suits your needs. Once you’ve found a calculator you like, input all of your estimated costs into the appropriate fields.

The great thing about using a wedding budget calculator is that it can help you stay on track with your spending. If you find yourself getting close to your budget limit, you can adjust accordingly.

If you’re not sure where to start when it comes to estimating your costs, check out our Wedding Budget Worksheet. This will give you a good starting point for putting together your own budget.


With a little bit of careful planning, you can budget for your dream wedding without going broke in the process. By setting a realistic budget and sticking to it, you can have the beautiful wedding you’ve always wanted without putting yourself in debt. With a little creativity and some careful spending, you can have the wedding of your dreams on a budget that works for you.


Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s